Kredo Roadmap
Kredo is building the infrastructure for a post-account economy. We are shipping the phases of our authorization-based financial operating system, from core primitives to global access layers.
Planned
5Debit Card
Virtual and physical cards for seamless spending via authorization proofs.
$KREDO Staking
Crypto-economic security layer for proof verification and policy enforcement.
Programmable Permissions
Contextual rules: spending caps, time windows, and purpose restrictions.
Multi-pool Liquidity
Cross-application permission reuse via shared fog pools.
Regulated Access Modules
Compliant authorization frameworks without custody for institutions.
In Progress
3Liquidity Fog Pools
Shared capital reservoirs for non-attributable liquidity.
ZK Authorization V1
Zero-knowledge proof system for proving eligibility without revealing identity.
Stateless Intent Engine
Execution engine for processing spending intents without user state.
Shipped
1Kredo SDK
Developer tools for integrating authorization-based payments.
Building the Financial OS
Our roadmap is not just a list of features. It represents a fundamental shift from custody-based banking to authorization-based infrastructure.
Core Authorization
Establishing the technical viability of accountless banking through Liquidity Fog Pools and ZK proofs.
Programmable Identity
Expanding authorization logic with role-based permissions and privacy-preserving identity abstraction.
Liquidity Scaling
Transforming Kredo into shared infrastructure with multi-pool architecture and cross-app permission reuse.
Global Access
The final evolution into an authorization-native operating system for institutions and AI agents.